No sign-up • 100% free • 5 min to start

The Problem We're Solving

"70% of teens lack financial education.

We're changing that."

Learn 250 years of wealth wisdom through Family Office strategies in a fun game.

70%
of Australian teens lack financial education
250+
years of wealth wisdom curated
6
historic market moments to master
4
Family Office-trained AI coaches

← Swipe to see more →

Why Mini.Fi is Different

Not Just Another App

Curated from the wisdom of history's greatest market moments and the strategies used by Family Offices to preserve wealth across generations.

Learn from History

Experience Japan's 1990 bubble, the 2008 crash, and more. Real events, real lessons.

Family Office Wisdom

Strategies used by wealthy families for generations - now accessible to everyone.

Risk-Free Learning

Make decisions with virtual money. Learn from mistakes without real consequences.

AI-Powered Coaching

Four unique AI mentors teach different investment philosophies - find your style.

Wealth Through History

Every Generation Has Their Moment

From the Industrial Revolution to AI — learn how wealth was built across 250 years of history.

🏭

Industrial Revolution

Machines replacing manual labor

Steam power and factories transformed how things were made. Productivity exploded. Cities grew as people moved from farms to factories.

Wealth Creators
Andrew Carnegie (Steel) - Immigrated with nothing, became richest American
Cornelius Vanderbilt (Railroads) - Started with $100, built $100M empire

🎯 These weren't lucky rich kids! Carnegie came to America as a poor immigrant. Vanderbilt had $100. Rockefeller was a bookkeeper. They saw that MACHINES would change everything and acted on it. What's YOUR generation's 'machine'? (Hint: It starts with 'A' and ends with 'I'!)

Your AI Mentors

Learn from Family Office Strategies

Four AI coaches, each trained on different investment philosophies used by the world's wealthiest families.

Steady Sam

Steady Sam

The Guardian

Conservative
Growth Guru

Growth Guru

The Architect

Moderate
Adventure Alex

Adventure Alex

The Visionary

Very_aggressive
Yield Yoda

Yield Yoda

The Sage

Moderate

← Swipe to select coach →

Steady Sam

Steady Sam

The Guardian

Historical Hero

Jack Bogle - The inventor of index funds who helped everyday people build wealth through simple, low-cost, diversified investing. He proved you don't need to be fancy to be successful.

Favorite Quote

""Rule #1: Never lose money. Rule #2: Never forget Rule #1." - Warren Buffett"

Family Office Secrets

Wisdom of Generational Wealth

The exact principles used by Family Offices to preserve and grow wealth across generations.

1

Think in Decades, Not Days

Wealthy families don't check their portfolios daily. They set a strategy and let it work for years. Short-term noise becomes irrelevant over long periods.

For Teens

When you invest, imagine NOT looking at it for 5 years. Choose investments you'd be happy holding that long. Daily price checking leads to emotional decisions. Set it and forget it!

2

Diversification Is the Only Free Lunch

Spreading investments across different asset classes reduces risk without sacrificing returns. It's the closest thing to magic in finance.

For Teens

Start with a simple mix: 60% stocks (maybe an index fund), 30% bonds, 10% gold or commodities. As you learn more, add complexity. Never put more than 5% in any single stock!

3

Be Greedy When Others Are Fearful

The best buying opportunities come during crises when everyone else is panicking. Great investors love market crashes - it's when things go on sale!

For Teens

When markets crash and news is scary, that's usually the BEST time to invest more. Keep some cash ready for these opportunities. Everyone's fear = your opportunity!

4

Compound Interest Is the Eighth Wonder of the World

Einstein allegedly called compound interest the eighth wonder of the world. Money earning money earning money creates exponential growth over time.

For Teens

Always choose to reinvest dividends. Never cash out early. Every $1 removed from your investments is actually $10-$100 lost when you factor in decades of compounding!

5

Pay Attention to Fees - They're Silent Wealth Killers

A 2% annual fee might seem small, but over 30 years it can cost you 50%+ of your potential wealth! Low-cost investing is smart investing.

For Teens

Choose low-cost index funds and ETFs (look for expense ratios under 0.2%). Avoid actively managed funds that charge 1-2%. That fee difference could mean hundreds of thousands of dollars over your lifetime!

6

Your Biggest Risk Is Not Taking Any Risk

Playing it 'too safe' with all cash guarantees you'll lose to inflation. The biggest risk for young investors is being too conservative.

For Teens

With 40+ years until retirement, you can afford stock market volatility. A portfolio that's 'too safe' (all cash/bonds) will get destroyed by inflation. Young = more stocks, not less!

Words of Wisdom

From the World's Greatest Investors

"Someone's sitting in the shade today because someone planted a tree a long time ago."
Warren Buffett
Son of a stockbroker who lost everything in the Great Depression. Started investing at age 11. Now one of the world's richest people.
Lesson: Long-term thinking is the ultimate competitive advantage. Start early, stay consistent.
"Know what you own, and know why you own it."
Peter Lynch
Father died when he was 10. Worked as a caddy to help support family. Became the greatest mutual fund manager ever.
Lesson: Invest in what you understand. Everyday observations can lead to great investments.
"Pain + Reflection = Progress. Every failure contains a lesson if you're willing to learn."
Ray Dalio
Middle-class kid from Queens, NY. Started Bridgewater in his apartment. Built the world's largest hedge fund.
Lesson: Embrace mistakes as learning opportunities. Diversification protects you from being wrong.
Weekly Leagues

Compete. Climb. Conquer.

Join weekly league competitions and climb through 5 tiers from Bronze to Diamond. Earn 🪙 iii, get promoted, and prove you're the best!

🥉

Bronze

🥈

Silver

🥇

Gold

💎

Platinum

👑

Diamond

📈

Earn 🪙 iii

Complete missions, maintain streaks, and learn from history to earn iii tokens.

🏆

Compete Weekly

Face off against 30 players in your league. Top 10 get promoted each week!

👑

Reach Diamond

Climb to the top and join the elite Diamond League for exclusive rewards!

Your financial future starts now

Join the Next Generation
of Wealth Builders

Every great investor started somewhere. Today, you have access to 250 years of wealth wisdom — completely free, no sign-up required.

5 min to start
100% free forever
No account needed

"The best time to start investing was 20 years ago.
The second best time is NOW."

NUVC.AIA NUVC.AI initiative for financial literacy